Showing posts with label judgment. Show all posts
Showing posts with label judgment. Show all posts

Thursday, October 23, 2025

Microstory 2524: Financial Evaluator

Generated by Google Gemini Pro text-to-video AI software, powered by Veo 3.1
People think that there’s nothing to my job, because so much of the processing goes through the AI, but it’s not 2045, it’s only 2025. The AI makes mistakes, and its work has to be checked. Obviously, I don’t just duplicate the work that it completes. It does a deep dive of the candidate’s financial situation, and comes up with the results. Someone has to read and interpret those results, and ensure that they match up with the overall impression of the accounts. If, for instance, the report told me that the candidate was the CEO of a company, on the board of directors for another organization, and owned three jets, then concluded that he was entitled to a Class 3-A payout, then I would know that something went wrong. That’s a gross exaggeration—we don’t run into those kinds of major technical issues—but that sort of thing is happening at more plausible scales all the time. Without boring you with all the numbers and details, the computer sometimes has trouble understanding the whole picture. Like I said, it’s really complex, but it boils down to looking at two factors. We calculate a candidate’s income, and we calculate their assets. A bachelor working at a fast food restaurant might not be making that much money, but if they still live at home, and have all of their necessities paid for, their assets might look pretty good. On the flipside, a single mother supporting six kids—two of which are in college—might be severely struggling despite raking in six figures. Humans are better at understanding such things than AIs are, so a Financial Evaluator has to see every case, and make a reasonable judgment. This typically means making an adjustment up or down a subclass, but there have been times where we’ve felt that someone was entitled to a payout, even though they technically appeared to be middle-class. There was one candidate whose gambling winnings had not yet been paid out, but we projected that he would secure him, so we decided to assign him a pay-up. Since he wasn’t very liquid yet, he couldn’t pay right away, but of course we have payment plans, and he was absolutely happy to do that. We had to reach out to him before his appointment so we could explain the assessment to him, and he was actually pretty excited. He was proud to qualify for pay-up, because not everyone is, and he considered it a great honor to help support such people. He understood it, because a couple of weeks prior, he was one of them. That’s why we set up the direct-donation portal, because a lot of people want to help, even if they’re not getting anything out of it, and we certainly don’t want to discourage them from doing that. I don’t handle those funds, but according to my co-worker, the percentage of revenue we receive to maintain the program is increasingly coming from that source. I never thought that I would be working for a place like this. Of course, all charities have donors and recipients, but the way they’ve streamlined it, it’s the most fiscally elegant system I have ever been a part of. It’s really quite beautiful, when you see how all the gears turn.