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Tuesday, May 31, 2016

Microstory 332: Freedom from Debt

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Steady Income

People of all classes have experienced debt. Sure, there are some rich people out there who have no clue what it’s like to owe money, but it’s also not reserved only for poor people. It’s harder for the poor, of course, because it’s more difficult for them to get to a place where they can pay it off. A few years back, my favorite radio station personalities were talking about debt and saving money. One of them said that, when he was worse off, he never saved money. If ever he came into extra cash, he would immediately spend it on whatever he owed. He had lapsed on, for example, his electricity bill, or had bought something on layaway. He said that you would think someone in that position would want to set money aside when they could, but that time never came until his life changed. I’ve always been good with money only because I don’t need much. I spend on food, television, and internet. I suffer from a binge eating disorder that digs into my wallet more than I would like, but most of my life exists on the web. From my perspective, I don’t need to go out and buy a new picture frame when I can just pull the image up on my computer. This has kept me in relatively good standing, even when I couldn’t find steady work. In fact, it was only recently that I started paying for things I didn’t literally have the money for in my bank account. I don’t use credit cards, I use my debit card. I did get lucky in a certain sense, however. I received a significant amount of scholarship money from my family’s church, so college was paid off before I thought to ask my parents about it. But I can’t tell you how good it feels to not be in debt, because I’ve yet to truly experience that. I hope you one day will, if you’ve not yet.

Ability to Save Money

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